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Be aware of all of the costs


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Special Costs to Consider:

The Buyer has some special costs to deal with:    For a Condo these are Title Insurance and a Mortgage Recording Tax; For a Co-op there are Leasehold Title Insurance, Judgment and Lien Searches and rarely, a flip tax.  And for both Co-ops and Condos there is the Mansion Tax.

If the Seller is a Sponsor, be prepared to pay the Transfer Taxes  (which are on a “stepped up” basis because our government view the buyer’s payment of such taxes as an addition to the purchase price) and Seller’s legal fees as well.  Sponsor’s will sometimes negotiate these and not charge the Buyer.

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